14% of Singaporeans say they have a Will but it is inadequate or does not properly express their wishes (Source: STEP.org)
Failure to make legacy plans early can spark bitter family fights (Source: The Straits Times)
Dying without a will: 48% of Singaporeans surveyed do not have one (Source: The Straits Times)
The Difference Between Grant of Probate vs. Letters of Administration
When a person passes away, their assets cannot be distributed or managed without proper legal authority. In Singapore, this authority comes in two forms:
Grant of Probate — if the person left a Will; or
Grant of Letters of Administration — if there is no Will.
If the estate has assets that change in value—like shares, property, or vehicles—it’s often helpful to get the grant early. That way, the executor can choose the right time to sell or transfer assets, and they may be able to take advantage of better timing in the market.
1. Grant of Probate: When There Is a Will
Grant of Probate is a court document that gives the person named as executor in the deceased person’s Will the legal authority to manage the estate. This includes handling assets, such as money, property, and investments.
Where to Apply:
Estates worth up to $5 million: Family Justice Courts
Estates worth above $5 million: High Court
Key document needed to prepare now: Schedule of Asset. It's a detailed list of everything the deceased person owned at the time of death - real estate, bank accounts, investments, vehicles, personal property, business interests, etc., often along with their estimated values. Without it, the Grant of Probate cannot be finalised, causing delays and higher administrative fees.
2. Letters of Administration: When There Is No Will
A Grant of Letters of Administration is issued when the deceased did not leave a Will. It authorizes the next-of-kin to administer the estate in accordance with the Intestate Succession Act (Chapter 146).
Who Has Priority to Apply?
For Married Individuals:
The spouse has priority over children
If there are children below 21 years old, the spouse must apply with a co-administrator
Two sureties (guarantors) are required before the court grants the order
For Single Individuals:
Parents have priority over siblings.
Both parents must apply jointly.
If one parent has passed away, include that parent’s death certificate.
If siblings wish to apply instead, both parents must formally renounce their rights.
If both parents are deceased, all surviving siblings have equal priority.
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